WEBSITE TERMS AND CONDITIONS OF USE

It is important that you read and understand this Important Legal Information page. This website is owned and managed by OnPoint Business Plans (“OnPoint”). By visiting this website, you accept and agree to comply with the terms and conditions of use, which may be modified from time to time without notice. Any changes to the terms and conditions of use of this website will be made directly to this page. Please look at all changes and updates. Each time you visit the website, we presume that you have read and accepted the terms and conditions of use. By visiting or using the services offered through this website, you signify that you accept the terms and conditions of use, including any changes to them. If you do not accept the terms and conditions, you must not use this website. The terms and conditions and your use of this website are governed by the laws of the Province of Québec and all other relevant laws of Canada.

LIMITATION OF LIABILITY

The information or data contained on this website are provided exclusively for general information purposes. You must not take this information or data to be advice that applies to your financial situation or as specific advice of a financial, legal, accounting, tax or investment nature. You should always consult your personal financial, legal, accounting, and/or tax advisor prior to making any decisions regarding your personal financial position.

The information contained on this website is reputed to be accurate and reliable at the time of publication on the site; however, we cannot guarantee that it will remain accurate, reliable, complete or up-to-date. We assume no responsibility for any losses incurred due to the use of this website or to the unavailability of this website. Unless we specifically note to the contrary, the information on this website is not verified and is provided “as is.” We make no claims that this website will not experience interruptions or be free of errors, that such flaws will be corrected, or that the site or the server that hosts it is free of viruses or other harmful elements.

In no event will OnPoint be liable for (i) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the Services, or any information or transactions provided on the Services, or downloaded from the Services or any delay of such information or service. Even if OnPoint or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the Services and/or materials or information downloaded through the Services.

AVAILABILITY OF PRODUCTS/SERVICES

The products and services referred to on this website are subject to the terms and conditions of applicable laws. The information contained on this website is not an offer or solicitation to buy or sell any funds, investment, or any other product, service or information.
If you choose to use this website outside Canada, you are responsible for complying with all relevant local, national and international laws. You may not use, export or re-export any information contained on this website, or copy any parts in violation of any relevant laws and regulations, including the laws and regulations relating to exporting from Canada.

COPYRIGHT

All information contained on this website is protected by applicable copyright laws. It is prohibited to copy, distribute, modify, post or use any text, image, video clip, program code or user interface design or logo. Any unauthorized use or reproduction of these brands and names is strictly prohibited.

HYPERTEXT LINKS

Reference on this website to the products or services of third parties does not signify that OnPoint endorses or approves such products or services, and is provided only for convenience. OnPoint neither endorses nor approves links to other websites, third parties, or their products or services, and is not responsible for any incompatibility, inconvenience, contamination by computer viruses or worms, Trojan horses or any other destructive agent originating from these sites. Linking to other sites is at your own risk and OnPoint will not be held liable for any damage caused by such links.

GENERAL WAIVER OF RESPONSIBILITY

The information contained in this communication is subject to change without notice and OnPoint cannot be held responsible for any inaccuracies in the information provided. It is prohibited to download, retransmit, record on any support whatsoever, copy, redistribute, reproduce or republish it for any purpose. The information contained on this website does not constitute specific advice of a financial, legal, accounting, tax or investment nature. Please consult your personal advisor before making any financial decisions.

INTERNET E-MAIL

The confidentiality and security of e-mail transmission via the Internet is not guaranteed. E-mail communications are not confidential and may be intercepted, lost or even modified. OnPoint is not responsible for harm or damages that you or any other person may suffer by transmitting e-mail containing personal or confidential information via the Internet to OnPoint, or from e-mail that OnPoint sends to you at your request.

USE OF THE WEBSITE

OnPoint is not responsible for any damage (direct, indirect, special, economic, consecutive, constructive, exemplary or punitive) incurred following use or unavailability of this website, its content, or any action or decision taken by you or another person based on the website, its content or any other unauthorized use or reproduction of the website or its content.